2024 Author: Harry Day | [email protected]. Last modified: 2023-12-17 15:43
Each of us has our own relationship with money, which determines our interaction with it. Someone is ready to lose them out of the blue, without even trying to protect what belongs to him. And the other person, and not to let go of his, and take advantage of the stranger. Money for us is neither friends nor enemies, we should not go to extremes. They help us achieve our goals, make life easier. Yes, we can do without them, but in many ways we will face difficulties. More often than not, we are ashamed to admit that we want and love a lot of money.
Where does this shame come from? These are internal attitudes that: were passed along the ancestral lines; formed on the basis of their own experience.
Two short exercises on your relationship to money:
- Imagine the image of a rich person. What is he? What feelings do you have for him?
- Imagine you are getting the ideal monthly amount for you. Look carefully at your image. What do you do? Who is next to you? How do you feel? Watch a little longer. Consider if there is something that confuses you, fears, or wants to avoid.
Think about the thoughts you grew up with about money. They greatly influence our consciousness, and from them we form a certain behavior. Here are some common phrases:
"Money spoils people"
"Don't have 100 rubles, but have 100 friends"
"Money is evil"
"You need to be careful with money"
"He's so mercantile."
If you are thinking about a budget, on the one hand, analyze your attitude and thoughts about money, and on the other hand, look at your fears and habits.
What fears related to money can be:
- Fear of losing your job;
- There will be no money, and therefore no ability to cover basic costs;
- How to feed and raise children;
- Get into a situation where you need a lot of money, but there is none;
- Be robbed;
- Lose a business;
- Lose the money invested in the business.
Each of us has our own set of fears on this topic. They negatively affect us, creating internal blocks, and outwardly form a "scorched field" that prevents money from coming. See what desire is behind your fear and transform your “fear” into “want”.
For example:
There will be no money, and therefore no way to cover basic costs. = I always have money to cover my basic needs and expenses.
Of the habits that most affect, I will name the following:
- to live on credit. All sorts of forms of loans, installments, debts, cause in a person a depressive state, depression, internal devastation. He can earn to pay off these amounts, but there is no resource for more.
If possible, avoid buying with money that you have not yet earned. The modern world offers us many opportunities to pay by installments, on credit, to receive additional amounts on cards. Better to buy something in a few months, but not owed. Do not take those resources that you do not have yet.
- pay with cards. It is best to use cash. This way you can control your budget. When we pay by card, we do not report on our own spending.
- lack of budget management and understanding of what we want to spend it on.
- spontaneous purchases.
I tried to accommodate the most useful information. Analyze and improve your interactions with money.
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