5 Steps To Your Financial Stability

2024 Author: Harry Day | [email protected]. Last modified: 2023-12-17 15:43

Why do you constantly experience financial difficulties (debts, loans, lack of money) or do not spend money on a "chronic level", which ultimately leads to psychological fatigue? In the context of the issue, diseases that entail financial costs are excluded. How can financial difficulties be prevented?

First you need to figure out if you have any mental disorders. Knowing this, you can adapt to your illness. For example, people with chronic bipolar disorder are well aware when they have manic periods, moreover, they feel it in advance, so they ask their relatives to take all the money from them, so as not to be left behind.

Why does a person constantly experience financial difficulties? This pronounced "symptom" tells you that you cannot manage your life, finances and expenses harmoniously. This situation arises because you are used to draining energy through money, relieving stress through shopping, gambling and alcohol. Perhaps this was the custom of your parents, and you adopted this habit or replaced it (parents poured their stress into alcohol, and you do not drink, but you like to walk at a noisy party; buy for pleasure; make large purchases on credit, which you “can’t afford”- an expensive car with a loan payment under 30 will not bring you any financial freedom and benefit), thus relieving your stress in the zone of narcissistic trauma. In this case, it is better to deal with the narcissistic trauma rather than pouring money into the void.

So, what directly affects the emergence of financial difficulties?

1. Attitude towards money - you spend it impulsively without planning a budget. There is no planning of expenses and income. Income can and should be planned too! Remember - if you have planned a possible income and wrote it down on a piece of paper, you will.

2. Responsibility. The focus of control and responsibility should not be within oneself, but outside. This is not a bad country, not a tyrant boss, not a quarantine with coronavirus to blame, but you did not do something! Get involved and do whatever you can to find the best opportunities for yourself. The main thing is to set a task for your brain! There is a rather interesting technique of afformations, invented by Ph. D. Noah St. John, author of The Seven Secret Steps to Great Wealth and Happiness. This is a minor modification of affirmations to improve efficiency - you ask your brain a question, better with a specific number (How can I make $ 10,000?). The brain will surely find the answer, and opportunities will appear. In reality, there are always opportunities, just if you are not determined to notice them, you will not see anything.
3. Time allocation and financial planning. This needs to be learned from year to year. Every day you need to plan business, expenses and income. And even after 10 years you will still have room to grow!
4. Goals. It is important to correctly understand your goals, they should not be aimed at draining money. Plan your expenses, including those that can bring you profit in the future.

What should you focus on if you regularly experience financial difficulties, there are always money constraints, finances run out a week before wages, and you start climbing into debt and loans?

1. Understand your beliefs about money. What message did your family give you? How did the family feel about money? How do you want to treat money? What are your deep thoughts about money? You need to not only understand all this, but also be able to change it. The work is difficult and time consuming.

2. Grow up, gradually taking more and more responsibility for your life, introduce new skills, hone them in practice. Learn from the question "Who is to blame?" go to the question "What to do?" It doesn't matter whose fault, you need to decide what to do next, and this will be much more effective than finding the culprit. Why figure out who should apologize to you, why were you born in this country, and not somewhere abroad, why the job is not the same and the boss is embittered? Work on yourself and get new skills. Not satisfied with the job - decide on your desires and start looking for a new one. Ask yourself, “Why am I having financial problems? What influences this? What can improve my financial situation? How can I change the situation?"
3. Scheduling time, money (expenses and income) and energy. Get a special notebook and write down your plans for the day, week, month, year, 10 years. Seeing your future is very important! How do rich people differ from poor people? The rich reflect on their present through the future. For example, I will now buy this expensive car, will it improve my life in 10 years? No! So I won't buy it! Evaluate each of your decisions in perspective - what will it give you in the future (in a year, 2 years, 10 years)?
4. Try pretending to be a millionaire. In this exercise, it is important to feel joyful, open. Be content and grateful for what you already have. It is thanks to a pleasant and harmonious state that your business will improve.
5. Rest in a different way. There is no need to drain stress through money, try effective rest, but without spending. And be sure to even plan your vacation!